Also known as a USDA Rural Development Guaranteed Housing Loan Program, is a mortgage loan program offered by the United States Department of Agriculture (USDA).

USDA loans are a valuable option for eligible homebuyers looking to purchase a home in rural or suburban areas with favorable terms and without a down payment requirement. These loans help stimulate rural economies by encouraging homeownership and revitalizing communities.

An investment property loan, also known as a rental property loan or non-owner occupied mortgage, is a type of loan used to finance the purchase or refinancing of residential or commercial real estate intended for investment purposes.

Investment property loans provide investors with the financing needed to purchase or refinance properties intended for rental income or resale. These loans enable investors to leverage their capital and potentially achieve long-term financial goals through real estate investments.

Our Down Payment Assistance program helps you achieve homeownership by providing financial aid to cover your down payment and closing costs. This program is ideal for first-time homebuyers or those who need a little extra help to get started. With flexible eligibility requirements, we make it easier for you to move into your dream home.

Financing Built for Business Owners and Self-Employed Professionals

As an entrepreneur, you pour your heart, soul, and capital into building your enterprise. You don't fit into the standard "9-to-5" box, and your mortgage shouldn't either.

At Mortgages with Dianne Glenn, we understand that traditional lending guidelines often fail to capture the true financial strength of self-employed individuals. That’s why we offer the Entrepreneur Loan—a specialized financing solution designed specifically for founders, freelancers, and small business owners.

Why Choose the Entrepreneur Loan?

When you work for yourself, your income isn't always reflected on a standard W-2. We recognize that business owners reinvest in their companies, leverage strategic write-offs, and generate revenue through diverse, non-traditional channels.

The Entrepreneur Loan looks beyond conventional tax returns. We utilize alternative, holistic methods to evaluate your financial health, focusing on the real cash flow and overall strength of your business. This approach allows us to qualify you based on the true picture of your success, not just the bottom line of your tax filings.

Designed With You in Mind:

• Tailored Underwriting: We evaluate your complete financial profile using specialized methods designed for self-employed professionals.

• Flexible Qualifications: Your business structure is unique. Whether you are a sole proprietor, an LLC, or an S-Corp, we adapt our process to match your reality.

• Streamlined Process: As "The Loan Whisperer," Dianne and her team take the complexity out of the process, handling the heavy lifting so you can stay focused on running your business.

• Close in Your LLC Name: Purchase in the name of your business entity. The loan and title are held in your LLC, keeping the debt off your personal credit and freeing up your borrowing power for future opportunities.

Don't let rigid lending rules stand between you and your dream home or investment property. Let us provide a financing strategy as innovative as your business.

Debt Service Coverage Ratio (DSCR) Loans are tailored for real estate investors. These loans focus on the cash flow generated by the property rather than personal income. By assessing the rental income versus the debt obligations, we determine your eligibility, making it an excellent option for expanding your investment portfolio.

Asset Depletion Loans allow you to qualify for a mortgage based on your liquid assets. This program is perfect for retirees or individuals with substantial savings but limited regular income. By converting your assets into a stream of income, we help you secure the financing you need without relying on traditional income documentation.

These loan programs provide flexible options to cater to various financial situations, making it easier for you to find the right mortgage solution.

A rehab loan, short for rehabilitation loan, is a type of mortgage that provides financing to cover both the purchase price of a home and the cost of renovations or repairs needed to rehabilitate the property.

Rehab loans can be beneficial for buyers looking to purchase homes in need of repair or renovation without having to pay for these costs out of pocket upfront. They provide a financing solution that incorporates both the purchase and improvement aspects of a property into one loan package.

Item Home Equity & Bridge Financing

Unlock the Power of Your Home's Equity—On Your Terms

Your home is more than where you live. It's one of your greatest financial assets. Whether you're looking to renovate, consolidate debt, fund a major purchase, or bridge the gap between selling one home and buying the next, we have flexible solutions designed to put your equity to work for you.

At Mortgages with Dianne Glenn, we offer three powerful ways to leverage what you've already built:

Home Equity Line of Credit (HELOC)

A HELOC gives you access to a revolving line of credit based on the equity in your home. Think of it like a financial safety net you can draw from whenever you need it. You only pay interest on what you use, making it an ideal solution for ongoing expenses, home improvements, or keeping cash reserves available for opportunities as they arise.

•Access funds as needed, when you need them

•Pay interest only on the amount you draw

•Flexible repayment structure

•Ideal for renovations, tuition, debt consolidation, or business needs

Home Equity Loan (HELOAN)

A HELOAN provides a one-time lump sum based on your home's equity, with a fixed interest rate and predictable monthly payments. This is the perfect option when you know exactly how much you need and want the stability of a set repayment schedule.

•One-time lump sum disbursement

•Fixed rate with consistent monthly payments

•Great for large, defined expenses like major renovations or debt payoff

•No surprises—you know your payment from day one

Bridge Loan

Buying your next home before selling your current one? A Bridge Loan provides short-term financing that "bridges" the gap, giving you the purchasing power to move forward with confidence. No more contingent offers or waiting on your current home to sell before making your next move.

•Short-term financing to bridge the gap between buying and selling

•Allows you to make a strong, non-contingent offer on your next home

•Eliminates the stress of timing two transactions perfectly

•Move on your timeline, not the market's

Which Option Is Right for You?

Every homeowner's situation is different, and that's exactly why we offer multiple paths to access your equity. Whether you need flexible access, a predictable payment, or short-term purchasing power, Dianne and her team will guide you to the solution that fits your goals.

Let's talk about how to put your home's equity to work.